Express Capital Funding

Underwriting

Positions (open positions)

Definition

A position is an existing loan or advance with a recurring payment; the number you carry determines how much of your cash flow is still available to service new capital.

Positions do not include mortgages, equipment leases, or traditional bank term loans. Each open position claims a share of deposits before new financing can be serviced, which is why the count directly constrains the amount available.

Express Capital Funding · Direct lender

See what your revenue supports

We underwrite in-house and fund from our own balance sheet. $250,000+ in yearly revenue, 1+ year in business, and a 580+ credit score is the gate — a decision the same day, funding in as little as 24–48 hours.

Start your application

4.8★ from 590 reviews · A+ BBB accredited · $250M+ funded

Keep reading