Express Capital Funding

Underwriting

Stacking

Definition

Stacking is taking on an additional advance while others remain outstanding, typically to cover their payments — a pattern that compounds rather than resolves a cash-flow gap.

Because none of the facilities generate revenue, each addition claims a further share of the same deposits while the obligations grow. The gap does not close; it arrives sooner and larger.

Express Capital Funding · Direct lender

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We underwrite in-house and fund from our own balance sheet. $250,000+ in yearly revenue, 1+ year in business, and a 580+ credit score is the gate — a decision the same day, funding in as little as 24–48 hours.

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