Calculators
Run your own numbers first
Run your own numbers before anyone quotes you. Cost of capital, payment fit, factor rate to APR, and how much your revenue supports.
Cost of Capital Calculator
Enter a funded amount and factor rate to see total payback, your cost in dollars, the payment, and the true multiplier after anything withheld at funding.
Factor Rate to APR Converter
Convert a factor rate into an approximate APR over any term, so you can compare a fixed-cost offer against an interest-bearing one on a common basis.
Payment Fit Calculator
Work out what a facility's periodic payment would be, what share of your revenue it consumes, and whether it stays comfortable in your slowest month.
How Much Funding Can My Business Get?
Estimate the funding range your monthly revenue supports, adjusted for existing open positions and time in business, before you decide what to ask for.
Compare Your Revenue-Based Financing Options
Put every term on one screen: total payback, cost in dollars, the amount leaving your account each day or week, and what share of revenue it consumes.
What Daily Balances Tell an Underwriter
See how an underwriter reads thirty days of bank balances — steady, seasonal, volatile, and negative-day patterns — and why consistency outweighs size.
Express Capital Funding · Direct lender
See what your revenue supports
We underwrite in-house and fund from our own balance sheet. $250,000+ in yearly revenue, 1+ year in business, and a 580+ credit score is the gate — a decision the same day, funding in as little as 24–48 hours.
4.8★ from 590 reviews · A+ BBB accredited · $250M+ funded