About

About this site

Every page here carries the same publisher, the same standards, and the same disclosure. This page says plainly who we are, how the content gets made, and what we will and won't put our name on.

Who publishes this

Express Capital Resources is published by Express Capital Funding, a direct lender headquartered in Anaheim, California. We hold California Financing Law license #603L328, which you can verify with the California Department of Financial Protection and Innovation (DFPI). We have been lending for more than 12 years and have funded $250M+ to U.S. small and mid-sized businesses.

We underwrite in-house and fund from our own balance sheet. That matters for a content site because it is the reason this one can describe how funding decisions actually get made: the company publishing the explanation is the company making the decisions.

How the content is produced

Articles on this site are drafted with AI assistance, grounded in Express Capital's underwriting practice and sales-floor training, and reviewed and approved by Express Capital staff before publication. We say that plainly because most sites won't.

What we do not claim: that a named underwriter has reviewed each individual page. When that becomes true for a page, that page will say so, with a name attached. Until then, no byline here pretends otherwise.

What we cite — and what we won't

When a page states a rate, a percentage, or a market fact, it should trace to a source we would defend: government data (the Federal Reserve and FRED, the SBA, the Bureau of Labor Statistics, the Census Bureau), regulators (the CFPB, the FTC, the California DFPI), Federal Reserve research including the Small Business Credit Survey, and the industry associations for the trades we fund.

We do not source from competitor lender blogs, lead-generation sites, or content farms. Where a page draws on our own lending experience, it is labeled as internal Express Capital data rather than dressed up as third-party research.

Corrections

If something on this site is wrong — a number, a definition, a claim — email info@expresscapital.com with the page and the problem. We correct errors on the page itself and update the page's revision date when we do.

What this site is not

Nothing on this site is an offer or commitment to lend, and no marketing page here states a priced offer. The content is general information, not legal, tax, accounting, or financial advice. Funding decisions, amounts, rates, and terms depend on a review of each business's qualifications and vary by applicant.