Express Capital Funding

Underwriting

Consolidation

Definition

Consolidation replaces several existing obligations with a single facility, usually on a longer horizon, to reduce the combined periodic payment.

It is the productive alternative to taking an additional position when existing payments have outgrown cash flow. Consolidation does not reduce what is owed by itself — it changes the schedule so the business can operate while clearing it.

Express Capital Funding · Direct lender

See what your revenue supports

We underwrite in-house and fund from our own balance sheet. $10,000+ in monthly revenue and 6+ months in business is the gate — a decision the same day, funding in as little as 24–48 hours.

Start your application

4.8★ from 579 reviews · A+ BBB accredited · $250M+ funded

Keep reading