Products
Revenue-based financing
Definition
Revenue-based financing provides capital repaid through regular payments tied to a business's revenue cycle, priced as a fixed total cost rather than accruing interest.
Repayment is structured around how the business's money actually arrives — daily, weekly, or monthly — which is what makes it workable for businesses whose cash flow does not fit a bank's monthly installment model.
Because pricing is a fixed multiplier applied at signing rather than interest accruing on a balance, the total obligation is known before you sign.
Express Capital Funding · Direct lender
See what your revenue supports
We underwrite in-house and fund from our own balance sheet. $250,000+ in yearly revenue, 1+ year in business, and a 580+ credit score is the gate — a decision the same day, funding in as little as 24–48 hours.
4.8★ from 590 reviews · A+ BBB accredited · $250M+ funded