Express Capital Funding

Underwriting

UCC filing

Definition

A UCC filing is a public notice recorded under the Uniform Commercial Code that a lender has an interest in specified business assets.

Filing a UCC-1 financing statement is routine administrative practice in commercial lending — it establishes priority among creditors and is a matter of public record. Because it is public, other funders can see it, which is part of how existing positions become visible.

Express Capital Funding · Direct lender

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We underwrite in-house and fund from our own balance sheet. $10,000+ in monthly revenue and 6+ months in business is the gate — a decision the same day, funding in as little as 24–48 hours.

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