Products
Equipment financing
Definition
Equipment financing is capital tied to a specific asset, where the equipment itself serves as the security for the facility.
Because the asset can be recovered and resold, the lender's exposure is lower — which usually means a longer term and a lower cost than funding the same purchase from general working capital.
It suits anything with a resale market and a multi-year working life: vehicles, machinery, commercial kitchen equipment, medical and dental hardware.
Express Capital Funding · Direct lender
See what your revenue supports
We underwrite in-house and fund from our own balance sheet. $250,000+ in yearly revenue, 1+ year in business, and a 580+ credit score is the gate — a decision the same day, funding in as little as 24–48 hours.
4.8★ from 590 reviews · A+ BBB accredited · $250M+ funded