Pricing
Origination fee
Definition
An origination fee is an amount charged for arranging a facility, commonly deducted from the funded amount rather than billed separately.
Entirely normal, and entirely reasonable to expect stated plainly. What matters is whether it comes out of your funding — because if it does, your effective cost is higher than the quoted rate implies.
Express Capital Funding · Direct lender
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We underwrite in-house and fund from our own balance sheet. $250,000+ in yearly revenue, 1+ year in business, and a 580+ credit score is the gate — a decision the same day, funding in as little as 24–48 hours.
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