Process
Broker
Definition
A broker collects a business's application and submits it to multiple third-party funders, earning a commission when one of them funds.
Brokers can add genuine value for a file that needs a specific home. The trade-offs to understand are that your statements may be transmitted to several institutions, the process runs at the pace of the slowest reply, and the commission is generally reflected in what you are quoted.
Express Capital Funding · Direct lender
See what your revenue supports
We underwrite in-house and fund from our own balance sheet. $10,000+ in monthly revenue and 6+ months in business is the gate — a decision the same day, funding in as little as 24–48 hours.
4.8★ from 579 reviews · A+ BBB accredited · $250M+ funded
